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That day on Fiji's highway, I was driving the Mazda Demio we rented from Jetset Rentals, heading to another scenic spot with my family. Suddenly, a stray cow dashed onto the road! I hit the brakes hard but still crashed into it. The car's front was almost completely destroyed, and the cow was badly injured. Worse, my father was severely hurt in the accident and unfortunately couldn't be saved. The accident brought immense emotional pain and also huge costs for medical, legal, and car damage expenses. At that moment, my mind went blank, and all I could think about was protecting my family. After calming down, I remembered that I had chosen AXA Full Coverage when booking. Although the extra insurance felt a bit pricey at the time, it turned out to be a wise decision. Back at the rental office, I immediately contacted their customer service. They patiently guided me through submitting all the necessary documents, including photos of the car damage and repair bills. The insurance company reviewed everything and approved a claim of CAD6059.4. While there was some waiting involved, they kept following up, which made me feel reassured. Finally, all the compensation was successfully transferred, covering the car damage expenses. This experience showed me how important it is to opt for comprehensive insurance. Although the trip had some setbacks, at least the financial loss was taken care of.

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