The story开始 with the light from my phone screen. I was on the sofa with my kid in my arms, scrolling through car rental sites. In my head I kept asking myself a question. Should I pay the full rental fee now. Would that be too much pressure at once. I finally found a Toyota Yaris on QEEQ in St Thomas. It was automatic so it looked easy to drive with a child in the back. I asked myself again. Do I really want to pay everything right now. The answer was no because I saw a payment option called One-Dollar Freeze. I opened it and read it. I only needed to pay 1 dollar first and the car would be booked. The rest of the money would be taken before the rental started. I asked myself another question. What about interest. Will they charge extra money. The answer was also no. It said there was no interest. I checked my credit card balance and thought about all the recent costs for my kid. I really cared about how much pressure this would put on my card. Paying only 1 dollar felt like I was just holding a spot. My mind felt much lighter. I chose the pick up point in St Thomas and planned to get the car from the Budget counter around 12 pm on May 23 and return it around 12 pm on May 28 at the same place. I had one more question in my head. What if my budget changed in the next weeks. The answer was that it was still okay because the big part of the payment was not taken all at once on that day. I could plan other family costs during that time. My kid kept asking me if we would really have a car. I pressed the confirm button and told him the car was booked. At that moment I also felt very safe. Before the trip I just made sure there was enough money on the card and then the rest of the rental fee was taken automatically as planned. I asked myself again. Was there any part that felt annoying. The answer was no. On the booking day I only paid 1 dollar and I did not feel my credit card was hit very hard. The bill still looked clean. I only needed to remember to keep enough money on it before we left. As a parent with a kid this kind of plan made the pressure on my credit card much smaller.
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